Tax planning is not tax preparation. We model Roth conversions, estimated payments, retirement contributions, and major life changes before you commit - so Coeur d'Alene, North Idaho, and Eastern Washington households keep more of what they earn without April surprises. This pairs naturally with individual tax preparation once the plan is set.
What's Included
- Annual and mid-year personal tax projections
- Estimated federal and Idaho payment schedules
- Retirement contribution strategy (IRA, Roth, SEP, HSA)
- Stock compensation and capital gains planning
- Rental property and real estate transaction modeling
- Multi-state residency and allocation planning (ID, WA, MT)
Who This Is For
- High earners with equity compensation or RSUs
- Investors selling property or rebalancing portfolios
- Self-employed professionals with variable income
- Households navigating marriage, divorce, or retirement
- Business owners coordinating personal and entity moves
- Anyone who wants a CPA on call before major financial decisions
We prepare and e-file individual returns for clients who need more than a W-2 drop-off. Every 1099, K-1, and brokerage form gets reconciled, deductions get reviewed against your actual situation, and you get a CPA-reviewed filing with a clear summary. For households who want proactive strategy instead of a once-a-year filing, see individual tax planning.
What's Included
- Federal and Idaho individual tax return preparation and e-filing
- W-2, 1099, K-1, and investment income reconciliation
- Itemized versus standard deduction analysis
- Self-employment and Schedule C preparation
- Rental property Schedule E reporting
- Multi-state returns and residency allocation (ID, WA, MT)
Who This Is For
- W-2 employees with investments or side income
- Freelancers and contractors filing Schedule C
- Rental property owners with depreciation schedules
- Households receiving K-1s from partnerships or S-Corps
- Recent transplants filing Idaho for the first time
- Anyone who wants a CPA-reviewed return instead of DIY guesswork
Most CPAs only think about your taxes once a year. We think about them every quarter - identifying opportunities, timing income and expenses strategically, and helping you minimize your tax burden legally so you keep more profit. Most business owners pair this with monthly bookkeeping and payroll management so the numbers feeding the return are accurate year-round.
What's Included
- Business entity tax return preparation & filing
- Owner personal tax return preparation & filing
- Quarterly or semi-annual tax planning sessions
- Reasonable compensation optimization (S-Corp W-2)
- Multi-state tax planning (ID, WA, MT)
- Year-round tax strategy consulting
Who This Is For
- Small business owners generating $150K+ profit
- S-Corp, LLC, and partnership owners in Idaho
- Business owners with multiple income streams
- Anyone currently paying $10K+ in annual taxes
- Businesses planning for growth or expansion
Stop spending your Sunday nights sorting receipts and reconciling accounts. We handle your bookkeeping so you can focus on growing your business. You'll get monthly financial statements that actually make sense, real-time visibility into your cash flow, and books that stay accurate and tax-ready all year long. Bookkeeping is often set up alongside QuickBooks setup and training so your systems and your numbers are aligned from day one.
What's Included
- Monthly transaction categorization and reconciliation
- Bank and credit card account reconciliation
- Accounts payable and receivable management
- Monthly profit & loss statements
- Balance sheet and cash flow reports
- QuickBooks setup and management
- Expense tracking and receipt management
- Financial reporting and analysis
Who This Is For
- Business owners who hate bookkeeping
- Anyone spending 5+ hours per week on books
- Businesses with messy or backlogged records
- Companies needing accurate financial reports
- Businesses preparing for loans or funding
- Anyone who wants to understand their numbers
Payroll isn't just cutting checks-it's tax withholding, compliance with federal and state laws, quarterly filings, year-end reporting, and staying on top of changing regulations. We handle all of it. Your employees get paid accurately and on time, your taxes get filed correctly, and you get one less thing to worry about. Payroll runs cleanest when it's coordinated with monthly bookkeeping, which is why most clients bundle the two.
What's Included
- Full-service payroll processing (weekly, bi-weekly, monthly)
- Direct deposit setup and management
- Federal and state tax withholding
- Quarterly payroll tax filing (941, state returns)
- Annual W-2 and 1099 preparation and filing
- New hire reporting and compliance
- Workers' compensation reporting
Who This Is For
- Any business with W-2 employees
- Companies with 1-50 employees
- Businesses tired of DIY payroll mistakes
- Anyone who's received IRS payroll tax notices
- Growing businesses adding their first employees
- Owners who want payroll done right, every time
You've outgrown basic bookkeeping and tax prep. You need strategic financial guidance-someone who can model scenarios, forecast cash flow, analyze profitability by service line, and help you make data-driven decisions about pricing, hiring, expansion, and exit planning. That's what a fractional CFO does. You get executive-level financial expertise at a fraction of the cost of a full-time CFO. Fractional CFO engagements typically build on business consulting and advisory work already underway.
What's Included
- Everything in Growth package, plus:
- Bi-weekly strategic financial meetings
- Financial modeling and scenario planning
- Cash flow forecasting (13-week rolling)
- Profitability analysis by service/product
- KPI dashboards and performance tracking
- Pricing strategy and margin analysis
- Growth planning and financial roadmaps
- Exit strategy and business valuation prep
- Direct text and phone access
Who This Is For
- Established businesses doing $1M+ in revenue
- Companies planning aggressive growth
- Business owners considering major decisions (hiring, expansion, acquisition)
- Companies preparing for fundraising or loans
- Owners planning for eventual exit or sale
- Anyone who needs a strategic financial partner
QuickBooks is powerful-if it's set up correctly. Most business owners just start clicking around and end up with a mess of miscategorized transactions and confusing reports. We set it up right from the beginning: chart of accounts tailored to your business, proper categorization rules, integration with your bank accounts, and training so you actually know how to use it. A clean QuickBooks setup is the foundation for accurate bookkeeping going forward.
What's Included
- QuickBooks Online account setup
- Custom chart of accounts for your industry
- Bank and credit card account integration
- Transaction categorization rules
- Customer and vendor setup
- Inventory setup (if applicable)
- Report customization
- 1-on-1 training session (2 hours)
- 30 days of email support
Who This Is For
- New businesses setting up accounting for the first time
- Businesses switching from spreadsheets to QuickBooks
- Companies migrating from another platform
- Anyone with messy QuickBooks that needs a clean restart
- Business owners who want to DIY but need expert setup
- Companies preparing for bookkeeper handoff
Sometimes you just need someone who gets it. Someone who understands business finances, can look at your situation objectively, and help you think through major decisions. Should you hire that employee or use contractors? Is your pricing profitable? Should you take on that big client? We provide strategic business consulting that goes beyond just the numbers-we help you make smart decisions for sustainable growth. For businesses ready for ongoing financial leadership, this often evolves into a Fractional CFO engagement.
What We Help With
- Business structure and entity selection
- Pricing strategy and profitability analysis
- Hiring decisions (W-2 vs 1099 analysis)
- Growth planning and expansion strategy
- Cash flow management and forecasting
- Operational efficiency improvements
- Partnership and ownership structuring
- Exit planning and business valuation
- Financial due diligence for acquisitions
How It Works
- Initial consultation to understand your situation
- Deep dive into your financials and operations
- Analysis and recommendations report
- Implementation roadmap with action steps
- Follow-up support as needed
- Available as one-time project or ongoing retainer
